New in 2024: Significant Refinance Savings

I believe that time is very near for most buyers who purchase a home in the last 2 years to refinance, and if you fit that time frame, I'm sure you're getting solicited by a lot of lenders. 

Be careful!  Most of them do not have your best interest in mind.  Many of these loan officers are more trained in sales tactics than loan options.  Their only goal is to get you to lock a rate ASAP.

If you work with me, I may tell you to wait.  We may want to explore your long-term goals first, and consider options you never thought of.   I would like to consult with you, and I will advise you only to refinance when the savings justify the costs.

In preparation for this opportunity, we have worked with our lending partners to put together an excellent refinance offering:

• We've reduced our margins by 25% so I can continue to honor your trust by offering VERY low rates and fees.

• We are waiving or paying for the appraisal fee on refinances for all of our past clients ($600 value)

• We no longer need to pay Title Insurance fees on most refinances (Savings as much as $2,000 on your closing costs)

• Our new rate-watch software allows me to set YOUR desired rate, and then automatically triggers a notification when it's available.

• True $0 closing cost options are available, and will always be shown next to other options.

With these new and innovative offerings, I’m very confident that we can knock the socks off of the credit unions AND all those call-center lenders who are probably sending you tons of mailers!   As I always say, we can beat their rates but they can never beat our expertise and service levels.

If you’d like to start the conversation and set a target rate for your refinance, please give me a call or reply to this email so we can start planning!